How to Get an Affordable ACA Health Insurance Without Annoying Calls
Have you recently lost your job due to COVID-19 and are now seeking health insurance options through the Affordable Care Act (ACA)? If so, you may have encountered numerous phone calls from insurance brokers. This influx of calls can be overwhelming and frustrating, especially when you need to make critical decisions about your health coverage.
Unfortunately, many people who lose their job and health insurance end up on a list of “leads” that is shared with insurance brokers. These brokers can then bombard you with calls, emails, and even text messages, trying to sell you a policy. This can be very off-putting and make it difficult to make an informed decision about your health insurance.
The Good News: There is a way to avoid these annoying calls.
When you apply for health insurance through the ACA marketplace, you can choose to do so directly through the government website, HealthCare.gov, or through a private insurance broker. If you go through HealthCare.gov, your information will not be shared with brokers, and you will not be subjected to their unsolicited marketing efforts.
Here are the steps you can take to apply for health insurance through HealthCare.gov:
1. Go to the HealthCare.gov website.
2. Click on the “Apply for health insurance” button.
3. Follow the instructions to create an account and provide your personal information.
4. Once you have created an account, you will be asked to answer some questions about your income and household size.
5. You will then be able to compare health insurance plans and select the one that best meets your needs and budget.
If you need assistance applying for health insurance through HealthCare.gov, you can call the marketplace call center at 1-800-318-2596. You can also get help from a licensed insurance agent or broker. However, it is important to note that brokers may charge a fee for their services.
By following these steps, you can get the health insurance you need without being bombarded with annoying calls from insurance brokers.
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