Avera Direct $3000 Medical Deductible with $0 Rx Deductible – HMO

Description

Health Care Plan Details

Network type	HMO
Deductible	Success Your progress has been saved. We have sent an email to with a link to continue your application ×
Out-of-pocket max	$8,000 per person $16,000 per family
Metal tier	Gold

Visit Copay

Primary care visit	$20 copay
Specialist visit	20% coinsurance after deductible
Preventive care visit	No charge

Urgent, Emergency Care, and Hospital Care

Urgent care	$20 copay
Emergency room	20% coinsurance after deductible
Ambulance	20% coinsurance after deductible
Hospital stay (facility)	20% coinsurance after deductible
Hospital stay (physician)	20% coinsurance after deductible
Outpatient procedure (facility)	20% coinsurance after deductible
Outpatient procedure (physician)	20% coinsurance after deductible
Physical rehabilitation	$20 copay

Maternitowny and Pregnancy

Well baby care	No charge
Labor, delivery, hospital stay	20% coinsurance after deductible

Pharmacy, Drugs, and Medication

Generic	No charge
Brand	30% coinsurance
Non-preferred Brand	30% coinsurance
Specialty	30% coinsurance

Lab Tests and Diagnostic Procedures

X-rays	20% coinsurance after deductible
Imaging (CT/PET/MRI)	20% coinsurance after deductible
Blood work	20% coinsurance after deductible

Mental and Psychiatric Health Care

Mental Health outpatient services	$20 copay
Psychiatric hospital stay	20% coinsurance after deductible

Health Plan Provider Information

Health Plan Benefits	https://www.averahealthplans.com/app/files/public/f877a18c-c14b-4c40-96e9-b335f8210045/SBC/2024/2024-SD-Avera-Direct-3000-Medical-Deductible-0-Rx-Deductible.pdf
Drug and medication plan formulary	https://fm.formularynavigator.com/FBO/221/Avera_Health_HYBRID_6_Tier_2024_Formulary_Output.pdf
Search doctor list	https://www.avera.org/marketplace/provider-directory/