Obamacare: What You Need to Know About the Special Enrollment Period
Introduction
The Affordable Care Act (ACA), also known as Obamacare, is a comprehensive health care reform law that was enacted in 2010. The ACA has made health insurance more affordable and accessible for millions of Americans.
Special Enrollment Period
A special enrollment period is a time when you can enroll in health insurance outside of the Open Enrollment Period. This is helpful if you have recently lost your job, gotten married, or had a child. The Biden administration has opened a special enrollment period that will run from February 15, 2023, to August 15, 2023.
Who is Eligible for the Special Enrollment Period?
You may be eligible for the Special Enrollment Period if you have experienced a qualifying life event, such as:
Losing your job
Getting married
Having a baby
Moving to a new state
Becoming a US citizen
How to Enroll During the Special Enrollment Period
You can enroll in health insurance during the Special Enrollment Period by:
Visiting HealthCare.gov
Calling the Marketplace Call Center at 1-800-318-2596
Contacting a licensed insurance agent or broker
What are the Benefits of Enrolling During the Special Enrollment Period?
There are many benefits to enrolling in health insurance during the Special Enrollment Period, including:
You can avoid paying a penalty for not having health insurance.
You can get coverage that meets your needs and budget.
You can protect yourself and your family from unexpected medical expenses.
Conclusion
The Special Enrollment Period is a great opportunity to get health insurance if you have recently experienced a qualifying life event. By enrolling during the Special Enrollment Period, you can avoid paying a penalty and get coverage that meets your needs and budget.
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