The Risks of Going Without Health Insurance
In 2014, the New York Times reported that many people were choosing to go without health insurance due to the perceived high costs and risks. However, this decision can have serious consequences, especially in the event of an unexpected illness or injury.
What are the risks of going without health insurance?
There are many risks associated with going without health insurance, including:
Financial risk: If you get sick or injured and don’t have health insurance, you could be responsible for paying for all of your medical expenses out of pocket. This could amount to thousands of dollars, which could put you in serious financial hardship.
Health risk: Going without health insurance means that you may not be able to get the preventive care you need to stay healthy. This could lead to serious health problems down the road.
Peace of mind risk: Having health insurance can give you peace of mind knowing that you’re protected in the event of an unexpected illness or injury.
How can I get health insurance?
There are a few different ways to get health insurance:
Through your employer: Many employers offer health insurance as a benefit to their employees. If your employer offers health insurance, you should definitely take advantage of it.
Through the Marketplace: The Marketplace is a government website where you can compare and purchase health insurance plans. If you don’t have health insurance through your employer, you can purchase a plan through the Marketplace.
Through Medicaid or CHIP: Medicaid and CHIP are government programs that provide health insurance to low-income individuals and families. If you meet the eligibility requirements for Medicaid or CHIP, you can get health insurance through these programs.
Is health insurance worth it?
Yes, health insurance is worth it. The cost of health insurance is far less than the potential financial and health risks of going without it. If you don’t have health insurance, you should contact a licensed agent to learn more about your options.
Question? or Need a Free Quote?
Contact Us
Reach out to us for free expert insurance advice and solutions. We will help you solve ACA (Obamacare) related questions and problems. Will contact you within 24 hours of receiving your message.