What is the Affordable Care Act (ACA) and How Can it Benefit You?
The Affordable Care Act, also known as Obamacare, is a comprehensive health care reform law that was signed into law in 2010. The ACA has made it easier for Americans to get health insurance, and it has also made health insurance more affordable for many people.
Three Ways the ACA Can Benefit You
1. The ACA has made it easier to get health insurance. Before the ACA, many people were unable to get health insurance because they had pre-existing conditions. The ACA prohibits insurers from denying coverage to people with pre-existing conditions, and it also makes it illegal for insurers to charge people more for health insurance because of their health status.
2. The ACA has made health insurance more affordable for many people. The ACA provides subsidies to help people pay for health insurance. These subsidies are available to people with incomes up to 400% of the federal poverty level ($48,560 for an individual in 2023).
3. The ACA has expanded access to preventive care. The ACA requires health insurance plans to cover a wide range of preventive care services, such as cancer screenings, mammograms, and immunizations. These services are essential for maintaining good health, and they can help to prevent costly medical problems in the future.
If you are not currently insured, the Affordable Care Act can help you get the coverage you need. Open enrollment for the Health Insurance Marketplace, which is the online marketplace where you can shop for health insurance plans, is from November 1st to January 15th. If you enroll in a plan during open enrollment, your coverage will start on January 1st.
To learn more about the Affordable Care Act and how it can benefit you, visit Healthcare.gov. You can also call our licensed agent at (844) 296-7349 to get free help enrolling in a health insurance plan.
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