How the End of the Public Health Emergency Impacts Medicaid
The COVID-19 public health emergency (PHE) led to Medicaid coverage expansion, allowing millions to gain health insurance. However, as the PHE ends, states are starting to disenroll people from Medicaid. This transition can be confusing and challenging, so it’s essential to understand your options if you’re currently on Medicaid.
What is Medicaid?
Medicaid is a health insurance program for low-income Americans. It is jointly funded by the federal government and the states, and each state has its own eligibility requirements. Medicaid covers a wide range of health care services, including doctor visits, hospital care, prescription drugs, and mental health services.
What is the Public Health Emergency (PHE)?
The PHE was declared in response to the COVID-19 pandemic. It allowed states to relax Medicaid eligibility rules, making it easier for people to qualify for coverage. As a result, millions of people gained health insurance during the PHE.
What Happens When the PHE Ends?
The PHE is scheduled to end on May 11, 2023. When this happens, states will begin to disenroll people from Medicaid who no longer qualify under the pre-PHE rules. This means that millions of people could lose their health insurance.
What Can I Do If I’m Losing Medicaid Coverage?
If you’re losing Medicaid coverage, there are a few things you can do:
Check your eligibility for other health insurance programs. You may qualify for coverage through Medicare, CHIP, or private health insurance.
Apply for Medicaid coverage through your state. Even if you don’t qualify for Medicaid under the pre-PHE rules, you may qualify for coverage through a state program.
Seek help from a licensed agent. A licensed agent can help you understand your options and find the best health insurance plan for your needs.
How Can I Stay Informed About Medicaid Changes?
The best way to stay informed about Medicaid changes is to visit the website of your state Medicaid agency. You can also find information on the website of the Centers for Medicare & Medicaid Services (CMS).
Conclusion
The end of the PHE is a significant event that could impact millions of people who rely on Medicaid for health insurance. It’s important to start planning now if you’re facing the loss of Medicaid coverage. By understanding your options and taking action, you can ensure that you have the health insurance coverage you need.
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