ACA Obamacare Open Enrollment: Did You Miss It? Don’t Worry, You Still Have Options
The Affordable Care Act (ACA) Open Enrollment period ended on January 15, 2023. If you missed the deadline, don’t panic! There are still options available to you.
What’s the ACA?
The ACA, also known as Obamacare, is a health insurance reform law that was signed into law in 2010. The ACA has made it easier for people to get health insurance, and it has also made health insurance more affordable for many people.
Open Enrollment
Open Enrollment is a period of time each year when you can enroll in or change your health insurance plan. Open Enrollment for 2023 ended on January 15th, but there are still ways to get health insurance if you missed the deadline.
Special Enrollment Period
If you missed the Open Enrollment deadline, you may be eligible for a Special Enrollment Period (SEP). SEPs are available for people who have experienced certain life events, such as losing your job or getting married.
Qualified Health Plans
If you qualify for a SEP, you can enroll in a Qualified Health Plan (QHP). QHPs are health insurance plans that meet the ACA’s requirements. QHPs are available through the Health Insurance Marketplace.
Financial Assistance
If you qualify for a SEP, you may also be eligible for financial assistance to help you pay for your health insurance. Financial assistance is available in the form of premium tax credits and cost-sharing reductions.
How to Get Help
If you need help getting health insurance, you can contact a licensed agent or broker. Licensed agents and brokers can help you compare plans and find the best plan for your needs.
Don’t Wait
If you need health insurance, don’t wait to get it. The sooner you get health insurance, the sooner you’ll be protected from the cost of medical bills.
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