ACA Open Enrollment 2024: What you need to know about the Health Insurance Marketplace

Open Enrollment Period

ACA has open enrollment season. During this time, you can enroll in or change your health insurance plan through the Health Insurance Marketplace. The Open Enrollment Period for 2024 coverage runs from November 1, 2023 to January 15, 2024. If you do not enroll in a plan during the Open Enrollment Period, you may have to wait until the next Open Enrollment Period to get coverage.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a website where you can compare and purchase health insurance plans from private insurance companies. The Marketplace is available in every state, and it offers a variety of plans to choose from. You can use the Marketplace website to find a plan that meets your needs and budget.

Who is eligible for coverage through the Marketplace?

Most people are eligible for coverage through the Marketplace. However, there are some exceptions. You are not eligible for coverage if you are:

• Already have health insurance through your employer or another source.
• Are not a US citizen or legal resident.
• Are incarcerated.

How do I enroll in a plan through the Marketplace?

You can enroll in a plan through the Marketplace website or by calling the Marketplace call center. You will need to provide some basic information about yourself and your family, such as your income, household size, and health status. You can also get help enrolling in a plan through a licensed insurance agent or broker.

What are the benefits of enrolling in a plan through the Marketplace?

There are many benefits to enrolling in a plan through the Marketplace, including:

• You may be eligible for financial assistance to help you pay for your insurance premiums.
• You can choose from a variety of plans that meet your needs and budget.
• You can enroll in a plan during the Open Enrollment Period, even if you have a pre-existing condition.

What if I miss the Open Enrollment Period?

If you miss the Open Enrollment Period, you may still be able to get coverage through the Marketplace. You may be eligible for a Special Enrollment Period if you have a qualifying life event, such as losing your job or getting married. You can also get coverage through Medicaid or CHIP if you meet the eligibility requirements.

If you need health insurance, I encourage you to visit the Health Insurance Marketplace website or call the Marketplace call center to learn more about your options. You can also get help enrolling in a plan through a licensed insurance agent or broker.