ACA Open Enrollment: What you need to know

The Affordable Care Act (ACA) open enrollment period is now open and runs through January 15, 2022. This is your chance to sign up for health insurance or change your existing plan.

If you don’t have health insurance, you may be eligible for financial assistance to help you pay for coverage. You can also get help enrolling in a plan through a licensed agent or navigator.

What is the ACA?

The ACA is a law that was passed in 2010. The law made it easier for people to get health insurance and made it illegal for insurance companies to deny coverage to people with pre-existing conditions.

Who is eligible for ACA health insurance?

Most people are eligible for ACA health insurance. There are some exceptions, such as people who are not US citizens or legal residents, people who are incarcerated, and people who have access to health insurance through an employer.

How do I sign up for ACA health insurance?

You can sign up for ACA health insurance through the Health Insurance Marketplace. The Marketplace is a website where you can compare plans and prices from different insurance companies.

You can also get help enrolling in a plan through a licensed agent or navigator. Agents and navigators can answer your questions and help you find a plan that meets your needs.

What are the benefits of ACA health insurance?

ACA health insurance plans offer a number of benefits, including:

Coverage for essential health benefits, such as doctor visits, hospital stays, and prescription drugs
Financial assistance to help you pay for coverage
Protection from being denied coverage due to a pre-existing condition

What are the penalties for not having ACA health insurance?

If you do not have health insurance, you may have to pay a penalty when you file your taxes. The penalty amount varies depending on your income and household size.

How can I get help with ACA health insurance?

If you need help enrolling in ACA health insurance, you can contact a licensed agent or navigator. Agents and navigators can answer your questions and help you find a plan that meets your needs.

You can also get help through the Health Insurance Marketplace. The Marketplace website has a number of resources available to help you enroll in a plan.