ACA Open Enrollment: What You Need to Know
The Affordable Care Act (ACA), also known as Obamacare, provides health insurance coverage to millions of Americans. If you’re looking to get ACA coverage, it’s important to understand the Open Enrollment Period.
What is the Open Enrollment Period?
The Open Enrollment Period is the time of year when you can enroll in or change your ACA health insurance plan. The Open Enrollment Period for 2023 coverage runs from November 1, 2022 to January 15, 2023.
Who is Eligible for the Open Enrollment Period?
The Open Enrollment Period is open to anyone who is not currently enrolled in an ACA health insurance plan or who wants to change their current plan. This includes people who have lost their health insurance coverage, moved to a new state, or experienced a change in income.
What if I Miss the Open Enrollment Period?
If you miss the Open Enrollment Period, you may still be able to get ACA coverage if you qualify for a Special Enrollment Period (SEP). SEPs are available for people who have experienced certain life events, such as losing their job, getting married, or having a child.
How to Enroll in ACA Coverage
You can enroll in ACA coverage through the Health Insurance Marketplace or through a licensed health insurance agent or broker. If you enroll through the Marketplace, you may be eligible for premium tax credits that can help you lower the cost of your coverage.
What if I Have Questions?
If you have questions about the Open Enrollment Period or ACA coverage, you can call the Health Insurance Marketplace at 1-800-318-2596. You can also get help from a licensed health insurance agent or broker.
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