ACA Provides Access to Affordable Health Insurance Even if You Lose Medicaid

If you are switching jobs and losing Medicaid, don’t worry! The Affordable Care Act (ACA) provides access to affordable health insurance even if you are not eligible for Medicaid. Depending on your state, you may be eligible for subsidies and tax credits that can help you lower the cost of your health insurance premiums.

Medicaid and Income Levels

Medicaid is a health insurance program for low-income individuals and families. Income limits for Medicaid vary by state. If your income is above the Medicaid income limit, you will not be eligible for Medicaid. However, you may still qualify for affordable health insurance through the ACA marketplace.

ACA Marketplace Plans

The ACA marketplace is a website where you can shop for and compare health insurance plans. There are a variety of plans available, so you can find one that meets your needs and budget. If you qualify for subsidies and tax credits, you may be able to get a plan for little or no cost.

Special Enrollment Period

If you lose Medicaid, you will have a special enrollment period to get health insurance through the marketplace. This special enrollment period lasts for 60 days after you lose Medicaid. During this time, you can enroll in an ACA marketplace plan without having to wait for the next open enrollment period.

How to Apply for Health Insurance Through the ACA Marketplace

To apply for health insurance through the ACA marketplace, you can visit HealthCare.gov or call the marketplace call center at 1-800-318-2596. You will need to provide information about your income, household size, and health status. Once you have completed the application, you will be able to compare plans and choose one that meets your needs.

Getting Help

If you need help applying for health insurance through the ACA marketplace, you can contact a licensed insurance agent or broker. They can help you find a plan that meets your needs and budget.

Don’t Wait to Get Covered

If you are losing Medicaid, don’t wait to get covered. The special enrollment period lasts for only 60 days. If you miss the special enrollment period, you will have to wait until the next open enrollment period to get health insurance.

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