ACA’s Impact on Healthcare Access: Reducing Cost Barriers for Americans
Introduction
The Affordable Care Act (ACA) has had a significant impact on healthcare access in the United States. A recent study published in Cureus found that cost barriers to health services have decreased since the ACA’s implementation.
Pre-ACA to Post-ACA Cost Barriers
Before the ACA, nearly 10% of adults reported facing cost barriers to medical care, while after its implementation, that number dropped to 7%. Similar reductions were observed for mental care (3.0% to 2.4%), dental care (15.0% to 11.7%), and prescription medications (9.9% to 7.0%).
Factors Influencing Cost Barriers
The study also examined factors that influenced cost barriers. Findings revealed that people living under 200% of the poverty line, unmarried adults, and people of color experienced significant decreases in cost barriers after the ACA. However, cost barriers increased for adults with private coverage and older adults for prescription and dental services.
Challenges and Opportunities
Despite the ACA’s overall success in reducing cost barriers, challenges remain. The study highlights the need to further strengthen the ACA and address the issue of high deductibles. By reducing these barriers, we can ensure that all Americans have access to affordable and comprehensive healthcare services.
Cost-Sharing Reductions
The ACA includes cost-sharing reductions (CSRs) to help low-income individuals and families afford deductibles and other out-of-pocket costs. These reductions are available to people who qualify for subsidies on the Health Insurance Marketplace.
Seeking Assistance
If you face cost barriers to healthcare, it’s important to know that help is available. You can contact a licensed insurance agent to help you explore your options and find a plan that meets your needs. By taking advantage of available resources, you can reduce the financial burden associated with healthcare and improve your health outcomes.
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