Can I Get ACA Insurance Only for My Spouse?
The Affordable Care Act (ACA), also known as Obamacare, provides health insurance coverage to millions of Americans. It offers a range of plans to choose from, and the premiums are based on income and family size.
One common question is whether it is possible to get ACA insurance only for one spouse. The answer is yes. You can apply for ACA coverage and designate your spouse as the only person who will be covered. This can be a good option if you are the only one who works and your job does not offer health insurance.
However, it is important to note that you will still need to include both of your incomes on the application, even if only your spouse will be covered. This is because the ACA considers household income when determining eligibility for subsidies and premium tax credits. If you do not include both incomes, you may end up paying more for coverage than you need to.
Here are some additional things to keep in mind if you are considering getting ACA insurance only for your spouse:
Your spouse will need to meet the eligibility requirements for ACA coverage. This includes being a U.S. citizen or legal resident and not being incarcerated.
You will need to provide proof of income for both you and your spouse.
You will need to choose a plan that meets your spouse’s needs and budget.
You will need to pay the premiums on time.
If you are not sure whether getting ACA insurance only for your spouse is the right option for you, you should talk to a licensed insurance agent. They can help you compare plans and find the one that best meets your needs and budget.
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