Can You Still Get Medical Care After Losing Your Health Insurance?

If you’ve recently lost your job and your health insurance, you may be wondering what your options are for getting medical care. The good news is that there are still ways to get the care you need, even if you don’t have insurance.

Medicaid

Medicaid is a government health insurance program that provides coverage to low-income individuals and families. If you qualify for Medicaid, you will be able to get free or low-cost health care. You can apply for Medicaid through your state’s Medicaid agency.

The Affordable Care Act (ACA)

The ACA is a federal law that makes health insurance more affordable for many people. If you don’t qualify for Medicaid, you may be able to get health insurance through the ACA’s health insurance marketplace. You can apply for health insurance through the marketplace at HealthCare.gov.

Employer-Sponsored Insurance

If you are still working, you may be able to get health insurance through your employer. Many employers offer health insurance as a benefit to their employees. If your employer offers health insurance, you will need to enroll in the plan during your employer’s open enrollment period.

COBRA

COBRA is a federal law that allows you to continue your employer-sponsored health insurance for a limited time after you lose your job. COBRA coverage is typically more expensive than other types of health insurance, but it may be an option if you need to continue your current health insurance plan.

Short-Term Health Insurance

Short-term health insurance is a temporary type of health insurance that can provide you with coverage for a limited time. Short-term health insurance plans are typically less comprehensive than other types of health insurance, but they can be more affordable.

There are also a number of community health centers that provide free or low-cost health care to low-income individuals and families. You can find a community health center in your area by searching online or by contacting your local health department.

If you are uninsured, it is important to seek medical care as soon as possible if you are sick or injured. There are many resources available to help you get the care you need, even if you don’t have health insurance.