Can’t Afford Your Medication? How to Find Help

As a part of ACA, there are extra prohibitions on excluding coverage for mental health or substance use disorder.

If you have a chronic illness, you know that the cost of medication can be astronomical. Even with insurance, you may still be struggling to afford your prescriptions. If you’re in this situation, don’t give up hope. There are resources available to help you.

One option is to apply for Medicaid. Medicaid is a government health insurance program for low-income individuals and families. If you qualify for Medicaid, you may be able to get your medication for free or at a reduced cost.

Another option is to contact the drug manufacturer directly. Many drug manufacturers offer patient assistance programs that can help you afford your medication. These programs typically have income and other eligibility requirements, but they can be a lifesaver if you qualify.

You can also check with your local health department. Many health departments offer free or low-cost medication programs for people with chronic illnesses.

Finally, you can contact a non-profit organization that helps people with chronic illnesses. These organizations can provide you with information about financial assistance programs and other resources that can help you afford your medication.

ACA marketplaces offer health insurance plans covering essential health benefits, such as prescription drugs, preventive and wellness services, maternity and newborn care, mental health and substance use disorder services and more.

Don’t give up hope if you can’t afford your medication. There are resources available to help you. By exploring all of your options, you can find a way to get the medication you need to manage your chronic illness.

Talk to your doctor. Your doctor may be able to help you find financial assistance programs or other resources that can help you afford your medication.
Contact your insurance company. Your insurance company may be able to help you find a lower-cost version of your medication or provide you with other financial assistance.
Use the internet. There are a number of websites that can help you find financial assistance programs for medication.
Don’t be afraid to ask for help. There are many people and organizations that are willing to help you afford your medication. Don’t be afraid to reach out for help if you need it.

ACA helps make health insurance more affordable through tax credits and other financial assistance.