Check Your Health Insurance Statements to Avoid Costly Surprises
Have you ever received a medical or dental bill that seemed unusually high? If so, you’re not alone. Many people have reported overcharges and billing errors from their insurance companies.
One user recently shared his experience of being overcharged $150 for glasses, $150 for a crown, and $60 for fillings. In another instance, he was billed for a COVID test that should have been covered by insurance. While he was able to get reimbursed for these charges, it’s clear that insurance companies are not always reliable when it comes to billing accuracy.
That’s why it’s so important to carefully review your insurance statements and make sure that you’re not being overcharged. If you notice any errors, don’t hesitate to reach out to your insurance company for clarification.
Here are some tips for reviewing your insurance statements:
> Check for accuracy. Make sure that the dates of service, the amounts billed, and the amounts paid by insurance are all correct.
> Compare your statements to your Explanation of Benefits (EOB). The EOB is a document that your insurance company sends you after you receive medical care. It shows how your insurance benefits were applied to the cost of your care.
> Look for any charges that don’t make sense. If you’re not sure why you’re being charged for a particular service, call your insurance company for an explanation.
By following these tips, you can help ensure that you’re not paying more than you should for your health insurance.
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