Dental Savings Alternatives to Insurance
If you’re having trouble finding a dentist who accepts Medicaid, one option to consider is a dental savings plan. These usually aren’t considered insurance, but rather a discount card. They give you access to negotiated rates with participating dentists, which can save you money on dental care.
One popular dental savings plan is Delta Dental Patient Direct. It’s available in most states and offers discounts of 10% to 60% on a wide range of dental services, including preventive care, fillings, and crowns.
Another option is to look for a dental school. Dental schools often offer low-cost dental care to the public as part of their students’ training. The downside is that you may have to wait longer for an appointment and the quality of care may not be as high as at a private dental office.
Finally, you can also try negotiating with your dentist directly. If you’re willing to pay in cash, you may be able to get a discount on your dental care.
If you’re struggling to afford dental care, don’t give up. There are a number of options available to help you get the care you need. Talk to your dentist about your options and see what works best for you.
Additional Tips for Finding Affordable Dental Care
Shop around. Compare prices from different dentists before you make an appointment.
Ask about discounts. Many dentists offer discounts for seniors, children, and families.
Use a dental savings plan. Dental savings plans can save you money on a wide range of dental services.
Consider a dental school. Dental schools offer low-cost dental care to the public as part of their students’ training.
Negotiate with your dentist. If you’re willing to pay in cash, you may be able to get a discount on your dental care.
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