Did You Know You Can Still Enroll in ACA Health Insurance if You Move to California?

Healthcare coverage is a significant concern for many Californians, especially those who don’t have employer-sponsored health insurance. If you’re a contractor in California and don’t qualify for government assistance, you may be wondering how to get health insurance. The good news is that there are many options available to you, including ACA health insurance.

ACA Health Insurance: An Overview

The Affordable Care Act (ACA), also known as Obamacare, is a comprehensive health care reform law that was passed in 2010. The ACA has made health insurance more affordable and accessible for millions of Americans. One of the key provisions of the ACA is that it created health insurance marketplaces, where individuals and families can shop for and compare health insurance plans.

Qualifying Events and Special Enrollment Periods

The ACA offers a special enrollment period for people who experience certain qualifying events, such as losing their job, getting married, or moving to a new state. If you move to California and don’t have health insurance, you may be eligible for a special enrollment period. This means that you can enroll in an ACA health insurance plan outside of the regular open enrollment period.

Moving to California: A Qualifying Event

Moving to a new state is considered a qualifying event under the ACA. This means that if you move to California, you can enroll in an ACA health insurance plan during a special enrollment period. The special enrollment period for moving to a new state lasts for 60 days after the date of your move.

How to Enroll in ACA Health Insurance

If you want to enroll in an ACA health insurance plan, you can do so through the Covered California website. Covered California is the state’s health insurance marketplace. You can also enroll in an ACA health insurance plan through a licensed health insurance agent or broker.

What to Keep in Mind

When you’re shopping for ACA health insurance, there are a few things to keep in mind:

The open enrollment period: The open enrollment period for ACA health insurance plans runs from November 1st to January 31st. If you enroll in a plan during the open enrollment period, your coverage will start on January 1st of the following year.
Qualifying events: If you experience a qualifying event, you may be eligible for a special enrollment period. This means that you can enroll in an ACA health insurance plan outside of the regular open enrollment period.
The penalty for not having health insurance: If you don’t have health insurance, you may have to pay a penalty when you file your taxes. The penalty for not having health insurance is $695 per adult and $347.50 per child.

Conclusion

If you’re a contractor in California and don’t have health insurance, you may be wondering how to get covered. The good news is that there are many options available to you, including ACA health insurance. If you move to California, you may be eligible for a special enrollment period. This means that you can enroll in an ACA health insurance plan outside of the regular open enrollment period. You can enroll in an ACA health insurance plan through the Covered California website or through a licensed health insurance agent or broker.