Enrolling Your Child in Health Insurance After CHIP Denial

The Affordable Care Act (ACA) provides health insurance coverage to millions of Americans, including children. If your child is denied coverage under the Children’s Health Insurance Program (CHIP), you may be able to enroll them in a Marketplace plan.

How to Enroll Your Child in a Marketplace Plan

To enroll your child in a Marketplace plan, you will need to complete an application on HealthCare.gov. The application will ask you questions about your family’s income, household size, and other factors.

When you complete the application, you will need to select a plan for your child. There are a variety of plans available, so it is important to compare the costs and benefits of each plan before you make a decision.

Once you have selected a plan, you will need to pay the first month’s premium. Your child will be enrolled in the plan as soon as the premium payment is processed.

What to Do If Your Child Is Denied Coverage Under CHIP

If your child is denied coverage under CHIP, you may be able to appeal the decision. You can do this by calling the CHIP program in your state or by writing a letter to the program.

In your appeal, you will need to provide evidence that your child is eligible for CHIP coverage. This evidence may include proof of income, proof of residency, and proof of your child’s citizenship or immigration status.

If your appeal is denied, you may be able to enroll your child in a Marketplace plan. To do this, you will need to complete an application on HealthCare.gov.

Getting Help With Health Insurance

If you need help with health insurance, there are a number of resources available. You can call the Marketplace Call Center at 1-800-318-2596 or visit the Marketplace website at HealthCare.gov. You can also contact a licensed agent or broker in your state. Licensed agents will be able to guide you to available plans and help you find the right coverage to avoid being without healthcare.

Frequently Asked Questions

What is the deadline to enroll in a Marketplace plan? The open enrollment period for 2024 Marketplace plans runs from November 1, 2023 to January 15, 2024.
How much does it cost to enroll in a Marketplace plan? The cost of a Marketplace plan will vary depending on your income, family size, and the plan you select.
What are the benefits of enrolling in a Marketplace plan? Marketplace plans offer a variety of benefits, including coverage for essential health benefits, preventive care, and prescription drugs.
How can I get help with enrolling in a Marketplace plan? You can call the Marketplace Call Center at 1-800-318-2596 or visit the Marketplace website at HealthCare.gov. You can also contact a licensed agent or broker in your state.