Health Insurance for Immigrants: What You Need to Know about the Affordable Care Act (ACA)

The Affordable Care Act (ACA), also known as Obamacare, has been a lifeline for millions of Americans, including immigrants. The law has made health insurance more affordable and accessible for many people, regardless of their immigration status.

What are the key provisions of the ACA for immigrants?

The ACA provides health insurance coverage to immigrants who are lawfully present in the United States. This includes immigrants who are:

Permanent residents (green card holders)
Refugees
Asylees
Temporary Protected Status (TPS) holders
Deferred Action for Childhood Arrivals (DACA) recipients

What types of health insurance plans are available under the ACA?

Immigrants who are eligible for ACA coverage can choose from a variety of health insurance plans, including:

Marketplace plans: These plans are available through the Health Insurance Marketplace, a government-run website. Marketplace plans are offered by private insurance companies and are regulated by the federal government.
Medicaid: Medicaid is a government-funded health insurance program for low-income individuals and families. Immigrants who are eligible for Medicaid can receive free or low-cost health coverage.
CHIP: CHIP is a government-funded health insurance program for children and young adults. Immigrants who are eligible for CHIP can receive free or low-cost health coverage.

How can immigrants apply for ACA coverage?

Immigrants can apply for ACA coverage through the Health Insurance Marketplace or through their state Medicaid agency. To apply for coverage, immigrants will need to provide documentation of their immigration status.

What are the benefits of having health insurance under the ACA?

Having health insurance under the ACA can provide immigrants with a number of benefits, including:

Access to affordable health care
Protection from high medical bills
Peace of mind knowing that they are covered in case of an emergency

If you are an immigrant, the ACA can help you get the health insurance you need to stay healthy and protect your family. To learn more about your options, visit the Health Insurance Marketplace or contact a licensed insurance agent.

Call to Action

If you are an immigrant who needs health insurance, don’t wait any longer. Visit the Health Insurance Marketplace or contact a licensed insurance agent today to learn more about your options. You may be surprised at how affordable health insurance can be.

Don’t put your health at risk. Get covered today.