Health Insurance Spam Calls: What to Know and How to Protect Yourself
Losing your health insurance can be a stressful time, and it’s easy to feel pressured when you’re getting unsolicited calls from insurance companies. However, it’s important to be aware of some of the scams that are out there and to take steps to protect yourself.
Here are a few things to keep in mind:
Never give out your personal information over the phone. Legitimate health insurance companies will never ask you to provide your Social Security number or other sensitive information over the phone.
Be wary of companies that claim to be the “only” ones that can sell you insurance. This is not true. There are many different ways to get health insurance, including through the Health Insurance Marketplace.
Do your research before you buy a plan. Make sure you understand what the plan covers and how much it will cost. You can compare plans on the Health Insurance Marketplace website or by talking to a licensed health insurance agent.
If you’re getting spam calls from health insurance companies, here are some things you can do:
Hang up the phone. You are not obligated to speak to anyone who calls you unsolicited.
Block the number. Most phones allow you to block numbers, so you can add the numbers of the companies that are calling you to your block list.
Report the calls to the FTC. You can file a complaint with the FTC at ftc.gov.
Losing your health insurance can be a stressful time, but it’s important to remember that you have options. Don’t feel pressured to buy a plan from a company that you don’t trust. Do your research and make sure you understand what the plan covers before you buy it.
Here are some additional resources that you may find helpful:
[Health Insurance Marketplace](https://www.healthcare.gov/)
[National Association of Insurance Commissioners](https://www.naic.org/)
[Federal Trade Commission](https://www.ftc.gov/)
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