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The Health Insurance Marketplace: Providing Affordable Health Coverage to Tennesseans
The Affordable Care Act (ACA) has made health insurance more accessible to Tennesseans through the Health Insurance Marketplace. The Marketplace is a one-stop shop where you can compare and choose health insurance plans from a variety of providers.
What is the Health Insurance Marketplace?
The Health Insurance Marketplace is an online marketplace where you can shop for health insurance plans that meet your needs and budget. You can use the Marketplace to compare plans from different insurers, see what subsidies you qualify for, and enroll in a plan.
Who is eligible for the Health Insurance Marketplace?
Most people are eligible to shop for health insurance through the Marketplace. However, there are some exceptions. You are not eligible for the Marketplace if you:
Are eligible for Medicare
Are eligible for Medicaid
Are incarcerated
Are not a U.S. citizen or a legal resident
What plans are available in the Marketplace?
The Marketplace offers a variety of health insurance plans to choose from. These plans vary in terms of coverage, cost, and deductibles. You can use the Marketplace to compare plans and choose the one that is right for you.
How do I enroll in a Marketplace plan?
You can enroll in a Marketplace plan online, by phone, or through a licensed agent or broker. If you need help enrolling, you can contact a Marketplace call center or visit a local enrollment center.
The Marketplace Open Enrollment Period
The Marketplace Open Enrollment Period is the time of year when you can enroll in or change your health insurance plan. The Open Enrollment Period for 2024 runs from November 1, 2023 to January 15, 2024.
If you miss the Open Enrollment Period
If you miss the Open Enrollment Period, you may still be able to enroll in a Marketplace plan if you have a qualifying life event, such as:
Losing your job
Getting married
Having a baby
Moving to a new state
How can I get help with the Marketplace?
If you need help with the Marketplace, you can contact a Marketplace call center or visit a local enrollment center. You can also get help from a licensed agent or broker.
The Health Insurance Marketplace is a valuable resource for Tennesseans who need health insurance. The Marketplace makes it easy to compare and choose a plan that meets your needs and budget. If you need health insurance, I encourage you to visit the Marketplace today.
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