How to Avoid Double Coverage and Cancel Your ACA Health Insurance

If you’re currently enrolled in health insurance through the Affordable Care Act (ACA) marketplace, you may be wondering how to drop your coverage if you’re getting coverage through another source such as an employer or spouse. In this blog post, we’ll provide step-by-step instructions on how to cancel your ACA health insurance policy without paying for duplicate coverage.

1. Contact your insurance provider. The first step is to reach out to your insurance provider and inform them that you wish to cancel your policy. You can do this by calling the customer service number on your insurance card or by logging into your online account.

2. Provide the date you want your coverage to end. When you call to cancel your policy, the insurance provider will ask you to provide the date you want your coverage to end. This date must be at least 30 days after the date you notify the insurance provider of your cancellation request. For instance, if you call your insurance company on November 1, your coverage will end on November 30th.

3. Pay any outstanding premiums. If you have any outstanding premiums, you will need to pay them before your policy can be canceled.

4. Confirm your cancellation. Once you have provided the insurance provider with all of the necessary information, they will send you a confirmation of your cancellation. Be sure to keep this confirmation for your records.

What to Do if You’re Getting Coverage Through Another Source

If you’re getting health coverage through another source, such as an employer or spouse, you’ll need to notify the ACA marketplace of your new coverage. You can do this by logging into your healthcare.gov account and updating your application. Once you’ve updated your application, you’ll be able to cancel your ACA health insurance policy.

Additional Information

– If you cancel your ACA health insurance policy, you may be eligible for a refund of any premiums you’ve paid in advance.
– If you have any questions about canceling your ACA health insurance policy, you can contact the marketplace call center at 1-800-318-2596.
– If you need help finding a new health insurance plan, you can visit healthcare.gov or contact a licensed insurance agent.