Improve Health Care Access, Affordability, and Autonomy with ACA’s Patient Protections.
Health insurance can be a complex and confusing topic, but it’s important to understand your options. The Affordable Care Act (ACA) has made health insurance more accessible and affordable for millions of Americans. It also includes a number of important patient protections that can help you get the care you need.
What is the ACA?
The ACA is a health care reform law that was passed in 2010. It has made a number of changes to the way health insurance is regulated in the United States. These changes include:
Expanding Medicaid to cover more low-income Americans
Creating new health insurance marketplaces where individuals and small businesses can shop for coverage
Providing subsidies to help people afford health insurance
Regulating health insurance companies to ensure that they are providing affordable and comprehensive coverage
What are the patient protections in the ACA?
The ACA includes a number of patient protections that can help you get the care you need. These protections include:
Guaranteed issue: Health insurance companies cannot deny you coverage based on your health status.
No lifetime limits: Health insurance companies cannot put a lifetime limit on the amount of coverage you can receive.
No rescissions: Health insurance companies cannot cancel your coverage retroactively, even if you made a mistake on your application.
Essential health benefits: Health insurance plans must cover a set of essential health benefits, including doctor visits, hospitalization, and prescription drugs.
Patient appeals: You have the right to appeal any decision made by your health insurance company about your coverage.
How can you benefit from the ACA?
The ACA can help you get the health insurance coverage you need. If you are uninsured, you can apply for coverage through the health insurance marketplace. If you are low-income, you may be eligible for Medicaid. If you are already insured, the ACA can help you get better coverage and protect you from unexpected medical expenses.
To learn more about the ACA and how it can benefit you, call our licensed agent at 555-123-4567.
Question? or Need a Free Quote?
Contact Us
Reach out to us for free expert insurance advice and solutions. We will help you solve ACA (Obamacare) related questions and problems. Will contact you within 24 hours of receiving your message.