Is Your Family Health Insurance Over $19,000? If Not, You Have Access to Affordable Health Insurance through the Affordable Care Act!

Although the cost of health insurance has risen over the past years, the Affordable Care Act (ACA) provides affordable health insurance plans that may be able to save your family money. For example, in 2023, the average cost of employer-sponsored health insurance for family coverage was $22,221. However, the ACA provides subsidies to help lower the cost of health insurance for families and individuals who qualify.

What is the Affordable Care Act (ACA)?

The ACA is a health care reform law that was enacted in 2010. The ACA has made health insurance more affordable and accessible for millions of Americans. The ACA provides subsidies to help lower the cost of health insurance for families and individuals who qualify. The ACA also expands Medicaid to cover more low-income Americans.

How Can I Get Affordable Health Insurance Through the ACA?

If you are not eligible for employer-sponsored health insurance or if your employer-sponsored health insurance is too expensive, you may be able to get affordable health insurance through the ACA. You can apply for ACA health insurance through the Health Insurance Marketplace. The Health Insurance Marketplace is a website where you can compare health insurance plans and prices from different insurance companies.

What are the Benefits of ACA Health Insurance?

ACA health insurance plans offer a number of benefits, including:

Comprehensive coverage:

ACA health insurance plans cover a wide range of essential health benefits, including doctor visits, hospital stays, and prescription drugs.

Affordable premiums:

ACA health insurance plans are available at a variety of prices, and subsidies are available to help lower the cost of premiums for families and individuals who qualify.

No lifetime limits:

ACA health insurance plans do not have lifetime limits on coverage, so you can rest assured that you will have coverage no matter how much medical care you need.

Guaranteed issue:

ACA health insurance plans are guaranteed issue, which means that you cannot be denied coverage due to a pre-existing condition.

How Do I Apply for ACA Health Insurance?

You can apply for ACA health insurance through the Health Insurance Marketplace. The Health Insurance Marketplace is a website where you can compare health insurance plans and prices from different insurance companies. You can also apply for ACA health insurance through a licensed health insurance agent or broker.

If You Need Help Applying for ACA Health Insurance

If you need help applying for ACA health insurance, you can contact a licensed health insurance agent or broker. A licensed health insurance agent or broker can help you compare health insurance plans and prices, and can help you enroll in a plan that meets your needs and budget.