Learn About Open Enrollment Period and Special Enrollment Period in California
Like the individual mentioned in the post, many people wonder if they can still get health insurance after the open enrollment period ends. The answer depends on your specific situation and the state you live in.
Open Enrollment Period
The open enrollment period is the time of year when you can enroll in or change your health insurance plan through the Affordable Care Act (ACA) Marketplace. The open enrollment period for 2023 ended on January 15, 2023.
Special Enrollment Period
If you miss the open enrollment period, you may be able to enroll in or change your health insurance plan during a special enrollment period. You qualify for a special enrollment period if you have a qualifying life event, such as:
Losing health insurance
Getting married or divorced
Having a baby or adopting a child
Moving to a new state
Losing your job or getting a new job that doesn’t offer health insurance
California’s Extended Open Enrollment Period
California has extended the open enrollment period for 2023 until March 31, 2023. This means that you can still enroll in or change your health insurance plan through Covered California, the state’s health insurance marketplace.
Short-Term Health Insurance Plans
Short-term health insurance plans are not a good option for most people. These plans are not as comprehensive as ACA-compliant plans, and they don’t cover many essential health benefits. In addition, short-term health insurance plans can be very expensive.
If you need health insurance, the best thing to do is to contact a licensed health insurance agent. An agent can help you determine if you qualify for a special enrollment period and can help you find a plan that meets your needs and budget.
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