Lost Health Insurance? Here are Steps to Get Insured

Losing your health insurance due to non-payment is a stressful situation, but it’s important to take steps to be sure you’re protected. Here are some tips to help you get insured between now and November 1st when open enrollment starts again:

1. Contact your insurance provider.

If you’ve lost your health insurance due to non-payment, contact your insurance provider as soon as possible. They may be able to reinstate your policy or help you find a new plan.

2. Explore short-term health insurance.

Short-term health insurance plans are a temporary solution for people who need health insurance coverage for a short period of time. These plans are typically less comprehensive than traditional health insurance plans, but they can be a good option if you need coverage right away.

3. Consider a health insurance broker.

A health insurance broker can help you find the best health insurance plan for your needs and budget. Brokers are independent agents who work with multiple insurance companies, so they can compare plans from different providers and find the best deal for you.

4. Wait for open enrollment.

Open enrollment for the Affordable Care Act (ACA) marketplace is from November 1st to January 15th. During open enrollment, you can shop for and enroll in a health insurance plan through the marketplace.

What is the Affordable Care Act (ACA)?

The Affordable Care Act (ACA), also known as Obamacare, is a health care reform law that was passed in 2010. The ACA has made health insurance more accessible and affordable for millions of Americans.

Key provisions of the ACA include:

Expanding Medicaid eligibility. The ACA expanded Medicaid eligibility to include more low-income Americans. Medicaid is a government health insurance program that provides coverage for low-income individuals and families.
Creating health insurance marketplaces. The ACA created health insurance marketplaces where individuals and families can shop for and enroll in health insurance plans.
Providing subsidies to help people afford health insurance. The ACA provides subsidies to help low- and middle-income Americans afford health insurance.
Requiring employers to provide health insurance. The ACA requires employers with 50 or more employees to provide health insurance to their employees.

How to get help with health insurance

If you need help with health insurance, there are many resources available to you.

You can visit the Health Insurance Marketplace website at https://www.healthcare.gov/
You can call the Health Insurance Marketplace hotline at 1-800-318-2596
You can contact a health insurance broker.
You can contact your state’s Medicaid agency.

Conclusion

Losing your health insurance can be a scary experience, but there are steps you can take to get insured. By following the tips in this blog post, you can find a health insurance plan that meets your needs and budget.