Lost Your Health Insurance? Here’s What You Need to Know About ACA Options

If you’ve lost your health insurance, don’t panic! There are still options available to you under the Affordable Care Act (ACA). Here’s what you need to know:

What is the ACA?
The ACA, also known as Obamacare, is a law that was passed in 2010 to make health insurance more affordable and accessible for all Americans. The ACA created the Health Insurance Marketplace, where you can shop for and compare health insurance plans from different insurance companies.

What are my options if I’ve lost my health insurance?
If you’ve lost your health insurance, you have a few options:

Enroll in a plan through the Health Insurance Marketplace. You can enroll in a plan through the Health Insurance Marketplace during the open enrollment period, which runs from November 1st to January 15th. If you qualify for a subsidy, you may be able to get a plan for free or at a reduced cost.
Get coverage through Medicaid. Medicaid is a government program that provides health insurance to low-income individuals and families. If you qualify for Medicaid, you will be able to get health insurance for free or at a very low cost.
Purchase a plan outside of the Marketplace. You can also purchase a health insurance plan outside of the Health Insurance Marketplace. However, plans purchased outside of the Marketplace are not eligible for subsidies, so they may be more expensive.

What if I can’t afford health insurance?
If you can’t afford health insurance, there are a few options available to you:

Get help from a non-profit organization. There are many non-profit organizations that can help you find and enroll in a health insurance plan. These organizations can also help you understand your health insurance options and find financial assistance programs that can help you pay for your premiums.
Apply for Medicaid. Medicaid is a government program that provides health insurance to low-income individuals and families. If you qualify for Medicaid, you will be able to get health insurance for free or at a very low cost.

What should I do if I need immediate medical attention?
If you need immediate medical attention and you don’t have health insurance, you can go to a hospital emergency room. Hospitals are required to provide emergency care to all patients, regardless of their ability to pay.

Where can I get more information?
You can get more information about health insurance options under the ACA from the following resources:

The Health Insurance Marketplace: https://www.healthcare.gov/
Medicaid: https://www.medicaid.gov/
Non-profit organizations that can help you with health insurance: https://www.healthcare.gov/get-coverage/find-local-help/