Need Health Insurance But Can’t Get Obamacare? Here Are Your Options
If you’re a non-citizen or undocumented immigrant, you may not be eligible for health insurance through the Affordable Care Act (ACA) marketplace. But that doesn’t mean you don’t have any options.
Here are a few things you can do to get health insurance if you’re not eligible for Obamacare:
Check your state’s Medicaid program. Some states offer Medicaid coverage to undocumented immigrants, while others offer it to children regardless of their immigration status.
Look into community health centers. These centers offer low-cost or free health care to people who are uninsured or underinsured.
Consider purchasing a private health insurance plan. Private health insurance plans can be more expensive than Medicaid or community health center plans, but they may offer more comprehensive coverage.
Here are some tips for finding affordable health insurance if you’re not eligible for Obamacare:
Shop around. Compare plans from different insurance companies to find the best deal.
Look for discounts. Many insurance companies offer discounts for people who pay their premiums on time or who have healthy lifestyles.
Consider a high-deductible plan. High-deductible plans have lower monthly premiums, but you’ll have to pay more out-of-pocket costs before your insurance coverage kicks in.
If you’re not sure which option is right for you, talk to a licensed health insurance broker. They can help you compare plans and find the best coverage for your needs and budget.
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