No Surprises When You Choose a Marketplace ACA Health Plan

If you’re looking for affordable health insurance, the Affordable Care Act (ACA) Marketplace is a great place to start. The Marketplace offers a variety of plans from different insurance companies, so, you can compare plans and prices to find the one that’s right for you.

One of the benefits of choosing a Marketplace plan is that you’re protected from surprise medical bills. Surprise medical bills are bills you get for medical services that you didn’t expect and that aren’t covered by your insurance. These bills can be very expensive, and they can be a major financial burden.

With a Marketplace plan, you’re protected from surprise medical bills because all Marketplace plans are required to cover essential health benefits. Essential health benefits include things like doctor’s visits, hospital stays, emergency care, and prescription drugs. If you receive a bill for a service that is covered by your Marketplace plan, you can appeal the bill and have it reviewed by an independent third party.

Here are some examples of what is covered by ACA health plans:

Doctor’s visits
Hospital stays
Emergency care
Prescription drugs
Mental health care
Substance use disorder treatment
Pediatric dental and vision care
Maternity care
Rehabilitative services
Laboratory services
X-rays and other diagnostic tests
Preventive care, such as vaccinations and screenings

ACA health plans do not cover everything, including:

Cosmetic procedures
Long-term care
Dental care (except for pediatric dental care)
Vision care (except for pediatric vision care)
Hearing aids
Over-the-counter medications

If you’re not sure whether a particular service is covered by your ACA health plan, you can contact your insurance company or visit the Marketplace website.

Conclusion

If you’re looking for affordable health insurance, the ACA Marketplace is a great place to start. The Marketplace offers a variety of plans from different insurance companies, so you can compare plans and prices to find the one that’s right for you. And, with a Marketplace plan, you’re protected from surprise medical bills.

If you need help finding a plan or enrolling in coverage, you can contact a licensed insurance agent or broker. They can answer your questions and help you find the best plan for your needs.