Blue Community Silver HMO℠ 203 – HMO

Description

This plan has 87% cost sharing reduction [Popular Plan]

Health Care Plan Details

Network type	HMO
Deductible	$400 per person $400 per person
Out-of-pocket max	$3,150 per person $6,300 per family
Metal tier	Silver

Visit Copay

Primary care visit	20% coinsurance after deductible
Specialist visit	30% coinsurance after deductible
Preventive care visit	No charge

Urgent, Emergency Care, and Hospital Care

Urgent care	30% coinsurance after deductible
Emergency room	$500 copay after deductible, 30% coinsurance after deductible
Ambulance	30% coinsurance after deductible
Hospital stay (facility)	$250 copay per Stay after deductible, 30% coinsurance after deductible
Hospital stay (physician)	30% coinsurance after deductible
Outpatient procedure (facility)	$100 copay after deductible, 20% coinsurance after deductible
Outpatient procedure (physician)	$50 copay after deductible, 30% coinsurance after deductible
Physical rehabilitation	30% coinsurance after deductible

Maternitowny and Pregnancy

Well baby care	No charge
Labor, delivery, hospital stay	$250 copay after deductible, 30% coinsurance after deductible

Pharmacy, Drugs, and Medication

Generic	No charge after deductible
Brand	20% coinsurance after deductible
Non-preferred Brand	35% coinsurance after deductible
Specialty	45% coinsurance after deductible

Lab Tests and Diagnostic Procedures

X-rays	20% coinsurance after deductible
Imaging (CT/PET/MRI)	20% coinsurance after deductible
Blood work	20% coinsurance after deductible

Mental and Psychiatric Health Care

Mental Health outpatient services	No charge
Psychiatric hospital stay	No charge

Health Plan Provider Information

Health Plan Benefits	https://www.bcbsnm.com/sbc/ind/sbc-sh5h31cnninmp-nm-2024.pdf
Drug and medication plan formulary	https://www.myprime.com/content/dam/prime/memberportal/WebDocs/2024/Formularies/HIM/2024_NM_6T_HIE.pdf
Search doctor list	https://my.providerfinderonline.com/?ci=nm-bluecommunityhmo&corp_code=NM