Blue Community Silver HMO℠ 203 – On Exchange – HMO

Description

This plan has 73% cost sharing reduction [Popular Plan]

Health Care Plan Details

Network type	HMO
Deductible	$1,300 per person $1,300 per person
Out-of-pocket max	$7,550 per person $15,100 per family
Metal tier	Silver

Visit Copay

Primary care visit	30% coinsurance after deductible
Specialist visit	40% coinsurance after deductible
Preventive care visit	No charge

Urgent, Emergency Care, and Hospital Care

Urgent care	40% coinsurance after deductible
Emergency room	$1000 copay after deductible, 40% coinsurance after deductible
Ambulance	40% coinsurance after deductible
Hospital stay (facility)	$850 copay per Stay after deductible, 40% coinsurance after deductible
Hospital stay (physician)	40% coinsurance after deductible
Outpatient procedure (facility)	$650 copay after deductible, 35% coinsurance after deductible
Outpatient procedure (physician)	$200 copay after deductible, 40% coinsurance after deductible
Physical rehabilitation	40% coinsurance after deductible

Maternitowny and Pregnancy

Well baby care	No charge
Labor, delivery, hospital stay	$850 copay after deductible, 40% coinsurance after deductible

Pharmacy, Drugs, and Medication

Generic	20% coinsurance after deductible
Brand	30% coinsurance after deductible
Non-preferred Brand	35% coinsurance after deductible
Specialty	45% coinsurance after deductible

Lab Tests and Diagnostic Procedures

X-rays	35% coinsurance after deductible
Imaging (CT/PET/MRI)	35% coinsurance after deductible
Blood work	35% coinsurance after deductible

Mental and Psychiatric Health Care

Mental Health outpatient services	No charge
Psychiatric hospital stay	No charge

Health Plan Provider Information

Health Plan Benefits	https://www.bcbsnm.com/sbc/ind/sbc-sh4h31cnninmp-nm-2024.pdf
Drug and medication plan formulary	https://www.myprime.com/content/dam/prime/memberportal/WebDocs/2024/Formularies/HIM/2024_NM_6T_HIE.pdf
Search doctor list	https://my.providerfinderonline.com/?ci=nm-bluecommunityhmo&corp_code=NM