Blue Focus Gold POS℠ 207 – POS

Network type: POS
Coverage tier: Gold
Primary care visit: 20% coinsurance after deductible
Specialist visit: 40% coinsurance after deductible
Urgent care visit: 40% coinsurance after deductible

Description

Health Care Plan Details

Network type POS
Deductible $250 per person $250 per person
Out-of-pocket max $9,450 per person $18,900 per family
Metal tier Gold

Visit Copay

Primary care visit 20% coinsurance after deductible
Specialist visit 40% coinsurance after deductible
Preventive care visit No charge

Urgent, Emergency Care, and Hospital Care

Urgent care 40% coinsurance after deductible
Emergency room $1000 copay after deductible, 40% coinsurance after deductible
Ambulance 40% coinsurance after deductible
Hospital stay (facility) $850 copay per Stay after deductible, 40% coinsurance after deductible
Hospital stay (physician) 40% coinsurance after deductible
Outpatient procedure (facility) $600 copay after deductible, 40% coinsurance after deductible
Outpatient procedure (physician) $200 copay after deductible, 40% coinsurance after deductible
Physical rehabilitation 40% coinsurance after deductible

Maternitowny and Pregnancy

Well baby care No charge
Labor, delivery, hospital stay $850 copay after deductible, 40% coinsurance after deductible

Pharmacy, Drugs, and Medication

Generic 10% coinsurance after deductible
Brand 30% coinsurance after deductible
Non-preferred Brand 35% coinsurance after deductible
Specialty 45% coinsurance after deductible

Lab Tests and Diagnostic Procedures

X-rays 40% coinsurance after deductible
Imaging (CT/PET/MRI) 40% coinsurance after deductible
Blood work 40% coinsurance after deductible

Mental and Psychiatric Health Care

Mental Health outpatient services 40% coinsurance after deductible
Psychiatric hospital stay $850 copay per Stay after deductible, 40% coinsurance after deductible

Health Plan Provider Information

Health Plan Benefits https://www.bcbsmt.com/sbc/ind/sbc-gosh30blcimtp-mt-2024.pdf
Drug and medication plan formulary https://www.myprime.com/content/dam/prime/memberportal/WebDocs/2024/Formularies/HIM/2024_MT_6T_HIM.pdf
Search doctor list https://my.providerfinderonline.com/?ci=mt-bluefocuspos-retail&corp_code=MT