BlueDirect Silver 80 – PPO
94% cost sharing reduction [Popular Plan]
Network type: PPO
Coverage tier: Silver
Primary care visit: 10% coinsurance
Specialist visit: 10% coinsurance
Urgent care visit: 10% coinsurance
Description
This plan has 94% cost sharing reduction [Popular Plan]
Health Care Plan Details
| Network type | PPO |
| Deductible | $0 per person $0 per person |
| Out-of-pocket max | $2,600 per person $5,200 per family |
| Metal tier | Silver |
Visit Copay
| Primary care visit | 10% coinsurance |
| Specialist visit | 10% coinsurance |
| Preventive care visit | No charge |
Urgent, Emergency Care, and Hospital Care
| Urgent care | 10% coinsurance |
| Emergency room | 10% coinsurance |
| Ambulance | 10% coinsurance |
| Hospital stay (facility) | 10% coinsurance |
| Hospital stay (physician) | 10% coinsurance |
| Outpatient procedure (facility) | 10% coinsurance |
| Outpatient procedure (physician) | 10% coinsurance |
| Physical rehabilitation | 10% coinsurance |
Maternitowny and Pregnancy
| Well baby care | No charge |
| Labor, delivery, hospital stay | 10% coinsurance |
Pharmacy, Drugs, and Medication
| Generic | 10% coinsurance |
| Brand | 10% coinsurance |
| Non-preferred Brand | 10% coinsurance |
| Specialty | 20% coinsurance |
Lab Tests and Diagnostic Procedures
| X-rays | 10% coinsurance |
| Imaging (CT/PET/MRI) | 10% coinsurance |
| Blood work | 10% coinsurance |
Mental and Psychiatric Health Care
| Mental Health outpatient services | 10% coinsurance |
| Psychiatric hospital stay | 10% coinsurance |
Health Plan Provider Information
| Health Plan Benefits | https://www.bcbsnd.com/content/dam/bcbsnd/documents/plans/2024/individual-metallic/bluedirect/BlueDirectSilver90-0-94_IND_ONX_20240101_SBC.pdf |
| Drug and medication plan formulary | http://www.myprime.com/content/dam/prime/memberportal/WebDocs/2024/Formularies/HIM/2024_ND_6T_HealthInsuranceMarketplace.pdf |
| Search doctor list | https://www.bcbsndportals.com/find-a-doctor/#/home |
