MercyCare HMO Silver Standard – HMO
94% cost sharing reduction [Popular Plan]
Network type: HMO
Coverage tier: Silver
Primary care visit: No charge
Specialist visit: $10 copay
Urgent care visit: $5 copay
Description
This plan has 94% cost sharing reduction [Popular Plan]
Health Care Plan Details
| Network type | HMO |
| Deductible | $0 per person $0 per person |
| Out-of-pocket max | $1,800 per person $3,600 per family |
| Metal tier | Silver |
Visit Copay
| Primary care visit | No charge |
| Specialist visit | $10 copay |
| Preventive care visit | No charge |
Urgent, Emergency Care, and Hospital Care
| Urgent care | $5 copay |
| Emergency room | 25% coinsurance |
| Ambulance | 25% coinsurance |
| Hospital stay (facility) | 25% coinsurance |
| Hospital stay (physician) | 25% coinsurance |
| Outpatient procedure (facility) | 25% coinsurance |
| Outpatient procedure (physician) | 25% coinsurance |
| Physical rehabilitation | No charge |
Maternitowny and Pregnancy
| Well baby care | No charge |
| Labor, delivery, hospital stay | 25% coinsurance |
Pharmacy, Drugs, and Medication
| Generic | No charge |
| Brand | $15 copay |
| Non-preferred Brand | $50 copay |
| Specialty | $150 copay |
Lab Tests and Diagnostic Procedures
| X-rays | 25% coinsurance |
| Imaging (CT/PET/MRI) | 25% coinsurance |
| Blood work | 25% coinsurance |
Mental and Psychiatric Health Care
| Mental Health outpatient services | No charge |
| Psychiatric hospital stay | 25% coinsurance |
Health Plan Provider Information
| Health Plan Benefits | https://res.cloudinary.com/dpmykpsih/image/upload/mercyhealth-site-398/media/d1aae8e9445a4fb387d7cc3d45cec84b/2024-jan-sbc-silver-standard-co-75-0-ded-94-il54322il0090011-06_091223.pdf |
| Drug and medication plan formulary | https://res.cloudinary.com/dpmykpsih/image/upload/mercyhealth-site-398/media/a5a32ec223054beda1db971f3af2c334/il-qhp-formulary-011124.pdf |
| Search doctor list | https://www.mercycarehealthplans.com/find-a-providerfacility/ |
