Physicians Health Plan HMO Exclusive Bronze Standard – HMO

Description

Health Care Plan Details

Network type	HMO
Deductible	$7,500 per person $7,500 per person
Out-of-pocket max	$9,400 per person $18,800 per family
Metal tier	Expanded Bronze

Visit Copay

Primary care visit	$50 copay
Specialist visit	$100 copay
Preventive care visit	No charge

Urgent, Emergency Care, and Hospital Care

Urgent care	$75 copay
Emergency room	50% coinsurance after deductible
Ambulance	50% coinsurance after deductible
Hospital stay (facility)	50% coinsurance after deductible
Hospital stay (physician)	50% coinsurance after deductible
Outpatient procedure (facility)	50% coinsurance after deductible
Outpatient procedure (physician)	50% coinsurance after deductible
Physical rehabilitation	$50 copay

Maternitowny and Pregnancy

Well baby care	No charge
Labor, delivery, hospital stay	50% coinsurance after deductible

Pharmacy, Drugs, and Medication

Generic	$25 copay
Brand	$50 copay after deductible
Non-preferred Brand	$100 copay after deductible
Specialty	$500 copay after deductible

Lab Tests and Diagnostic Procedures

X-rays	50% coinsurance after deductible
Imaging (CT/PET/MRI)	50% coinsurance after deductible
Blood work	50% coinsurance after deductible

Mental and Psychiatric Health Care

Mental Health outpatient services	$50 copay
Psychiatric hospital stay	50% coinsurance after deductible

Health Plan Provider Information

Health Plan Benefits	https://www.phpmichigan.com/upload/docs/ChoosePHPMI/SBCs/2024Plans/PHP_Excl_Bronze_Standard_OnMp_60829MI0190034-01_2024SBC_ENN001_RX09E709.pdf
Drug and medication plan formulary	https://www.phpmichigan.com/upload/docs/Providers/Pharmacy/Prescription-Drug-List-3-and-4-Tier-2024.pdf
Search doctor list	https://www.phpmichigan.com/upload/docs/Directories/2023/Exclusive%20Provider%20Directory%2008%2025%202023.pdf