Physicians Health Plan HMO Exclusive Silver Standard – HMO

Description

Health Care Plan Details

Network type	HMO
Deductible	$5,900 per person $5,900 per person
Out-of-pocket max	$9,100 per person $18,200 per family
Metal tier	Silver

Visit Copay

Primary care visit	$40 copay
Specialist visit	$80 copay
Preventive care visit	No charge

Urgent, Emergency Care, and Hospital Care

Urgent care	$60 copay
Emergency room	40% coinsurance after deductible
Ambulance	40% coinsurance after deductible
Hospital stay (facility)	40% coinsurance after deductible
Hospital stay (physician)	40% coinsurance after deductible
Outpatient procedure (facility)	40% coinsurance after deductible
Outpatient procedure (physician)	40% coinsurance after deductible
Physical rehabilitation	$40 copay

Maternitowny and Pregnancy

Well baby care	No charge
Labor, delivery, hospital stay	40% coinsurance after deductible

Pharmacy, Drugs, and Medication

Generic	$20 copay
Brand	$40 copay
Non-preferred Brand	$80 copay after deductible
Specialty	$350 copay after deductible

Lab Tests and Diagnostic Procedures

X-rays	40% coinsurance after deductible
Imaging (CT/PET/MRI)	40% coinsurance after deductible
Blood work	40% coinsurance after deductible

Mental and Psychiatric Health Care

Mental Health outpatient services	$40 copay
Psychiatric hospital stay	40% coinsurance after deductible

Health Plan Provider Information

Health Plan Benefits	https://www.phpmichigan.com/upload/docs/ChoosePHPMI/SBCs/2024Plans/PHP_Excl_Silver_Standard_OnMp_60829MI0190033-01_2024SBC_SNN08900-RX09E704.pdf
Drug and medication plan formulary	https://www.phpmichigan.com/upload/docs/Providers/Pharmacy/Prescription-Drug-List-3-and-4-Tier-2024.pdf
Search doctor list	https://www.phpmichigan.com/upload/docs/Directories/2023/Exclusive%20Provider%20Directory%2008%2025%202023.pdf