Qualifying Events That Allow for a Special Enrollment Period
You can enroll in a health plan outside of the yearly open enrollment period if you experience a qualifying event. A qualifying event is a life change or event that results in a need for health insurance, such as losing your job, getting married, or having a child. There are many different types of qualifying events, and each one has its own rules and requirements.
Here are some of the most common qualifying events:
Losing your job or having your hours reduced
Getting married or divorced
Having a child or adopting a child
Moving to a new state
Turning 26 and aging off of your parents’ plan
Becoming a U.S. citizen or permanent resident
Being released from prison or jail
If you experience a qualifying event, you have a special enrollment period to enroll in a health plan. The special enrollment period usually lasts for 60 days, but it can be longer in some cases.
To enroll in a health plan during a special enrollment period, you will need to provide proof of your qualifying event.
This can be done by submitting documentation such as a letter from your employer, a marriage certificate, or a birth certificate. You can also enroll in a health plan through the Health Insurance Marketplace.
If you are not sure whether you qualify for a special enrollment period, you can call the Marketplace at 1-800-318-2596. They can help you determine if you qualify and assist you with enrolling in a health plan.
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