Are you planning on returning to the US for an extended period of time, but concerned about the cost of health insurance? If so, you’re not alone. Health insurance costs in the US can be daunting, especially for those who are not familiar with the system. In this blog post, we will discuss the importance of ACA health insurance for short-term residents and provide some tips for finding affordable coverage.

What is ACA Health Insurance?

The Affordable Care Act (ACA) is a health care reform law that was enacted in 2010. The ACA has made health insurance more affordable and accessible for millions of Americans. One of the key provisions of the ACA is the creation of health insurance marketplaces. These marketplaces allow individuals and families to shop for and compare health insurance plans from different insurers.

Why is ACA Health Insurance Important for Short-Term Residents?

If you are planning on returning to the US for an extended period of time, it is important to have health insurance in case of an accident or illness. Health care costs in the US can be very high, and even a minor injury can result in a large medical bill.

The ACA has guaranteed that certain health care benefits are covered.

ACA plans must cover:

• Essential Health Benefits- These benefits include things like doctor’s visits, hospitalizations, prescription drugs, and mental health care.
• Pre-existing conditions- that must be covered
• Lifetime limits or annual limits- it is illegal for insurers to put a cap or lifetime max on the coverage they provide.

Without health insurance, you could be responsible for paying for all of your medical expenses out of pocket. This could put a significant financial strain on you and your family.

How to Find Affordable ACA Health Insurance

There are a few things you can do to find affordable ACA health insurance.

First, you should shop around and compare plans from different insurers. You can do this through the Health Insurance Marketplace or through a private insurance broker. If you earn within a certain income level, you may qualify for subsidies that can lower your monthly premiums.

Second, you should consider choosing a plan with a high deductible. This will lower your monthly premiums, but it will also mean that you will have to pay more out of pocket if you need medical care.

Third, you should see if you qualify for Medicaid from your state. Medicaid is a government health insurance program for low-income individuals and families.

It is important to have health insurance in place before you return to the US. This will help you to protect yourself from unexpected medical expenses.