Understanding the ACA Marketplace Special Enrollment Period
The Affordable Care Act (ACA) marketplace offers a special enrollment period, a time when you can enroll in health insurance outside of the regular open enrollment period. This is a crucial provision for those who experience certain life events that qualify them for special enrollment.
Qualifying Life Events for Special Enrollment
Losing your health insurance coverage
Getting married or divorced
Having a baby or adopting a child
Moving to a new state
Becoming a citizen or permanent resident of the United States
Experiencing domestic violence or stalking
Duration of Special Enrollment Period
The special enrollment period typically lasts for 60 days after the qualifying event has occurred. However, some events, such as losing coverage and moving to a new state, may result in a longer special enrollment period.
How to Enroll During Special Enrollment
To enroll in health insurance during the special enrollment period, you can:
Visit Healthcare.gov
Call the Marketplace toll-free number at 1-800-318-2596 (TTY: 1-855-889-4325)
Contact a licensed health insurance agent
Importance of Special Enrollment
The special enrollment period is crucial for ensuring that you have access to health insurance coverage when you need it most. If you experience a qualifying life event, it’s important to take advantage of the special enrollment period to avoid going without health insurance.
Call for Assistance
If you have questions about the special enrollment period or need help enrolling in coverage, don’t hesitate to reach out to a licensed health insurance agent. They can guide you through the process and assist you in finding a plan that meets your needs.
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