When you need medical care, the last thing you want to worry about is how you’re going to pay for it. This is especially true when you’re talking about expensive tests like an MRI or an EEG. If you don’t have health insurance, or if your insurance doesn’t cover these tests, you could be facing a hefty bill.

The average cost of an MRI is between $1,000 and $3,000, while the average cost of an EEG is between $500 and $1,500. These costs can vary depending on a number of factors, including the type of test, the location of the test, and your insurance coverage.

If you don’t have insurance, or if your insurance doesn’t cover these tests, there are a few things you can do to reduce the cost. First, you can try to negotiate with the provider. Many providers are willing to work with patients who are struggling to pay for their medical care. You may be able to get a discount on the cost of your test, or you may be able to set up a payment plan.

Second, you can check to see if there are any financial assistance programs available. Many hospitals and clinics offer financial assistance to patients who are unable to afford their medical care. You may be eligible for a discount or even free care if you qualify for one of these programs.

Third, you can try to find a free or low-cost provider. There are a number of clinics that offer free or low-cost medical care to patients who are uninsured or underinsured. You can find a free or low-cost clinic in your area by searching online or by contacting your local health department.

If you’re having trouble affording an MRI or EEG, don’t give up. There are a number of resources available to help you get the care you need. By taking advantage of these resources, you can reduce the cost of your test and get the care you need to stay healthy.

Here are some additional tips for saving money on medical costs:

Get a high-deductible health plan (HDHP). HDHPs have lower monthly premiums than traditional health plans, but they also have higher deductibles. This means that you will have to pay more out-of-pocket for your medical care until you reach your deductible. However, once you reach your deductible, your HDHP will start to cover your medical costs.
Use a health savings account (HSA). HSAs are tax-advantaged accounts that you can use to pay for qualified medical expenses. You can contribute up to $3,850 to an HSA in 2023 ($7,750 for families). The money in your HSA grows tax-free, and you can withdraw it tax-free to pay for qualified medical expenses.
Shop around for your healthcare providers. Not all healthcare providers charge the same prices. Before you schedule an MRI or EEG, be sure to compare prices from different providers. You may be able to save a significant amount of money by shopping around.