What is ACA Health Insurance?
The Affordable Care Act (ACA), also known as Obamacare, is a landmark healthcare reform law enacted in 2010. The ACA has made health care more affordable and accessible for millions of Americans.
What are the Benefits of ACA Health Insurance?
ACA health insurance plans offer a number of benefits, including:
Comprehensive coverage: ACA plans cover a wide range of essential health benefits, including doctor’s visits, hospital stays, and prescription drugs.
Affordable premiums: ACA subsidies help to make health insurance more affordable for low- and middle-income Americans.
Guaranteed coverage: ACA plans cannot deny coverage to people with pre-existing conditions.
No annual or lifetime limits: ACA plans cannot impose annual or lifetime limits on coverage.
How to Enroll in ACA Health Insurance
You can enroll in ACA health insurance through the Health Insurance Marketplace, a government-run website that helps people compare and purchase health plans. The Marketplace is open for enrollment during a specific period each year, typically from November to January.
What if I Don’t Have Health Insurance?
If you don’t have health insurance, you may be required to pay a penalty. The penalty for not having health insurance is $2,085 per uninsured adult and $1,043 per uninsured child (or 2.5% of your household income, whichever is greater).
How to Get Help with ACA Health Insurance
If you need help with ACA health insurance, you can contact the Health Insurance Marketplace at 1-800-318-2596. You can also get help from a licensed agent or broker.
Additional Resources
[HealthCare.gov](https://www.healthcare.gov/)
[Kaiser Family Foundation](https://www.kff.org/)
[National Association of Insurance Commissioners](https://www.naic.org/)
Question? or Need a Free Quote?
Contact Us
Reach out to us for free expert insurance advice and solutions. We will help you solve ACA (Obamacare) related questions and problems. Will contact you within 24 hours of receiving your message.