What to Do When You Move and Have Health Insurance Through the ACA
Moving to a new state can be a stressful experience, and one of the things you may be wondering about is what to do with your health insurance. If you have health insurance through the Affordable Care Act (ACA), you may be wondering if you need to switch plans or if you can keep your current plan.
Moving Within the Same State
If you are moving within the same state, you can keep your current ACA plan. However, you may need to update your address with your insurance company. You can do this by logging into your account online or by calling customer service.
Moving to a Different State
If you are moving to a different state, you will need to switch to a new ACA plan. This is because ACA plans are only available in the state in which you reside. To find a new plan, you can visit the Health Insurance Marketplace](https://www.healthcare.gov/).
Special Enrollment Period
If you move to a new state, you will have a special enrollment period to switch to a new ACA plan. This period starts the day you move and lasts for 60 days. During this time, you can enroll in a new plan without having to wait for the next open enrollment period.
What if I Don’t Switch Plans?
If you do not switch plans when you move to a new state, you will likely be uninsured. This means that you will be responsible for paying for all of your medical expenses out of pocket. If you cannot afford to pay for your medical expenses, you may be eligible for financial assistance from the government.
How to Switch Plans
To switch ACA plans, you can visit the Health Insurance Marketplace](https://www.healthcare.gov/). You can also call the Marketplace at 1-800-318-2596. When you switch plans, you will need to provide your new address and information about your income and household size.
Conclusion
Moving to a new state can be a stressful experience, but it is important to make sure that you have health insurance coverage. If you have ACA health insurance, you will need to switch plans if you move to a new state. You can do this by visiting the Health Insurance Marketplace](https://www.healthcare.gov/).
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