Worried About Providing Information About Your Household for ACA Health Insurance?
The Affordable Care Act (ACA) has made health insurance more accessible for many people. However, some people face challenges while applying for health insurance through the ACA because they are worried about providing information about their household.
If you’re single, you only need to provide information about yourself on your ACA health insurance application. However, if you’re married or have dependents, you’ll need to provide information about them as well.
What is Considered a Household for ACA Purposes?
For ACA purposes, a household is defined as a group of people who live together and share income and expenses. This can include:
Spouses
Children
Parents
Siblings
Roommates
If you’re not sure whether or not someone is considered a member of your household for ACA purposes, you can contact your state’s Medicaid office for guidance.
What Information is Required for Household Members?
When you apply for ACA health insurance, you’ll need to provide the following information for each member of your household:
Name
Date of birth
Social Security number
Income
If you’re not comfortable providing this information, you can ask your household members to provide it directly to the health insurance company.
If you do not have this information, you can reach out to a licensed agent for help. Licensed agents can review your needs for free and shop your plans with different carriers without having to release your house hold information to any individual carriers.
If you have any other questions about providing information about your household for ACA health insurance, you can contact the Health Insurance Marketplace at 1-800-318-2596.
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