ACA Health Insurance: Don’t Move States Without an Insurance Plan

In a recent case, a contractor inquired about maintaining their health insurance coverage under the Affordable Care Act (ACA) after moving from Washington, D.C. to Arlington, Virginia. This situation raises an important question: what happens to your ACA health insurance if you move to a new state?

The ACA, commonly known as Obamacare, established health insurance exchanges where individuals and families can purchase health insurance plans that meet certain minimum standards. These plans are regulated by the federal government, and the premiums and benefits are standardized across the country.

Moving and Health Insurance

When you move to a new state, you are required to update your address with your health insurance company. The company will then determine if you are eligible to continue your current plan in your new state. In some cases, you may be able to keep your current plan, but in other cases, you may need to switch to a new plan that is offered in your new state.

If you move to a new state and want to keep your current health insurance plan, you should contact your insurance company as soon as possible. The company will be able to tell you if you are eligible to keep your current plan and, if not, will help you find a new plan that meets your needs.

Consequences of Not Updating Your Address

If you do not update your address with your health insurance company, you may not receive important notices about your coverage. This could lead to your coverage being canceled or to you being charged higher premiums.

In addition, if you move to a new state and do not update your address, you may not be able to access certain health care services. For example, you may not be able to see a doctor in your new state if your insurance plan does not cover out-of-state providers.

Moving to a new state can be a stressful experience, but it is important to make sure that you have health insurance coverage in place. By updating your address with your health insurance company, you can ensure that you have the coverage you need and avoid any potential problems.

Need Help?

If you are moving to a new state and have questions about your health insurance coverage, you can contact a licensed agent for assistance. A licensed agent can help you find a plan that meets your needs and budget, and can answer any questions you have about your coverage.