How the Affordable Care Act (ACA) Can Help You

The Affordable Care Act (ACA) is a comprehensive health insurance reform law that was signed into law in 2010. The ACA has made health insurance more affordable and accessible for millions of Americans.

The ACA’s Key Provisions

The ACA includes a number of key provisions that have made health insurance more affordable and accessible for millions of Americans:

Expanded Medicaid: The ACA expanded Medicaid eligibility to millions of low-income Americans. Medicaid is a government health insurance program that provides coverage to low-income individuals and families.
Health insurance subsidies: The ACA provides subsidies to help low- and moderate-income Americans purchase health insurance. These subsidies can help to make health insurance more affordable for millions of Americans.
Insurance reforms: The ACA includes a number of insurance reforms that have made health insurance more affordable and accessible for millions of Americans. These reforms include:
Prohibiting insurers from denying coverage to people with pre-existing conditions.
Limiting the amount of money that insurers can charge for health insurance.
Providing tax credits to help small businesses offer health insurance to their employees.

How the ACA Can Help You

If you are uninsured or underinsured, the ACA can help you get the health insurance you need. The ACA provides a number of options for getting health insurance, including:

Medicaid: If you are low-income, you may be eligible for Medicaid. Medicaid is a government health insurance program that provides coverage to low-income individuals and families.
Health insurance marketplaces: The ACA created health insurance marketplaces where individuals and small businesses can shop for health insurance plans. These plans are regulated by the federal government and must meet certain standards.
Private health insurance: You can also purchase health insurance directly from a private insurance company. However, private health insurance plans can be more expensive than plans purchased through the health insurance marketplaces.

If you need help getting health insurance, you can contact your state’s Medicaid agency or the Health Insurance Marketplace at 1-800-318-2596.

The ACA has made health insurance more affordable and accessible for millions of Americans. If you are uninsured or underinsured, the ACA can help you get the health insurance you need.