The Affordable Care Act and Low-Income Health Insurance Options
Do you live in California and need affordable health insurance options? Confused by the different websites and resources available? Fear not, because we’re here to provide you with all the information you need to know about Covered California, the official state health insurance marketplace.
What is Covered California?
Covered California is the health insurance marketplace created by the Affordable Care Act (ACA). It is a safe and secure platform where individuals and families can compare and enroll in health insurance plans that meet their needs and budget. Covered California is part of a nationwide network of health insurance marketplaces established to make health insurance more accessible and affordable for all Americans.
Who is eligible for Covered California?
Most California residents are eligible to enroll in a health plan through Covered California, regardless of their income or immigration status. However, there are some eligibility requirements, including:
Being a U.S. citizen or legal resident
Residing in California
Not being incarcerated
What are my health insurance options through Covered California?
Covered California offers a variety of health insurance plans from different insurance companies. You can choose from various plans, including:
Health Maintenance Organizations (HMOs): These plans offer comprehensive coverage at a fixed monthly cost.
Preferred Provider Organizations (PPOs): These plans offer more flexibility than HMOs but may have higher costs.
Exclusive Provider Organizations (EPOs): These plans are similar to HMOs but have a narrower network of providers.
Point-of-Service (POS) Plans: These plans combine features of HMOs and PPOs.
How do I enroll in a health plan through Covered California?
You can enroll in a health plan through Covered California in three ways:
Online: Visit the Covered California website at www.coveredca.com.
By phone: Call the Covered California Customer Service Center at 1-800-300-1506.
In person: Visit a Covered California enrollment center or work with a licensed insurance agent or broker.
If you meet the eligibility requirements and need assistance finding affordable health insurance, consider Covered California. Their marketplace offers a wide selection of plans to meet your specific needs and budget. Don’t wait to get covered. Visit the Covered California website today and take advantage of this valuable resource.
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